What is typically covered by health insurance?

Health insurance primarily covers medical expenses and treatments incurred by the insured individual. This includes costs associated with hospital stays, surgeries, doctor visits, prescription medications, preventive care, and various other healthcare services. Health insurance is designed to safeguard individuals from high medical costs by providing financial support for necessary treatments related to health issues.

The focus of health insurance is solely on health care-related expenses, which distinguishes it from other forms of insurance such as property damage coverage, life insurance, or investment protection. Property damage insurance deals with damages to your belongings or assets, life insurance provides financial support to beneficiaries upon the policyholder's death, and investment losses pertain to decreases in the value of investments, none of which relate to medical services or healthcare costs. Thus, medical expenses and treatments are clearly encompassed within the scope of health insurance, making it the correct answer.