Which option is NOT typically a feature of a current account?

A current account is primarily designed for day-to-day financial transactions, making it distinct from savings or investment accounts. One of the key characteristics of a current account is that it allows for regular deposits, enabling users to manage their everyday cash flow efficiently.

An overdraft facility is another common feature, which provides consumers access to funds beyond what they have available, ensuring they can meet immediate payment obligations without incurring penalties. Additionally, current accounts often come with online banking services, allowing customers to easily monitor transactions and manage their finances digitally.

In contrast, investment growth is not a feature associated with current accounts. Current accounts typically prioritize liquidity and accessibility, rather than growth on deposits, which is a primary focus of savings or investment accounts. These latter accounts are specifically designed to generate returns and facilitate long-term wealth accumulation, differentiating them from the transactional nature of current accounts.